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The Total Money Makeover
272 pages, 2013
Want to turn a fat, flabby budget into a well-toned one? Want to build up your money muscles? Then get with the program. The Total Money Makeover will whip your finances into shape! There’s only one way to do that. And that’s with The Total Money Makeover: Classic Edition. By now, you’ve heard all the nutty get-rich-quick schemes, and you’ve tried the fiscal diet fads that leave you with many kooky ideas but not a penny in your pocket. So take a look at this—it’s the simplest, most straightforward game plan for completely making over your money habits. And it’s based on results, not pie-in-the-sky fantasies.
Dave Ramsey emphasizes the importance of creating a budget. He believes that having a clear understanding of your income and expenses is the first step towards financial freedom. So, take a look at your finances and start planning your budget today.
In The Total Money Makeover, Ramsey argues that debt is not a tool for wealth creation, but a hindrance to financial freedom. He encourages readers to avoid debt at all costs. So, if you're in debt, it's time to start working on a plan to get out of it.
Ramsey encourages readers to save money and build an emergency fund. He suggests starting with a small amount and gradually increasing it. This way, you'll be prepared for any unexpected expenses. So, start saving now and see the difference it makes in your financial health.
The Total Money Makeover also explores the importance of investing for the future. Ramsey suggests investing 15% of your income for retirement. He believes that with patience and discipline, anyone can build wealth. So, take a look at your investment options and start planning for your future.
One of the key strategies Ramsey suggests for paying off debt is the 'snowball method'. This involves paying off debts from smallest to largest, regardless of interest rates. This method can help you see progress quickly and keep you motivated. So, if you're struggling with debt, check out the snowball method.
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Dave Ramsey's 'The Total Money Makeover' is a game-changer for anyone needing a serious plan for financial fitness.
Suze Orman - Financial Advisor, AuthorDave Ramsey's 'The Total Money Makeover' is a must-read for anyone wanting to take control of their financial future.
Robert Kiyosaki - Entrepreneur, Educator, InvestorDave Ramsey's 'The Total Money Makeover' is a powerful tool for anyone looking to achieve financial freedom.
Tony Robbins - Motivational Speaker, AuthorRecommendations
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The Total Money Makeover found in libraries
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